Charlotte Metro, Charlotte Uptown and Matthews real estate and homes for sale in North Carolina, condos, townhomes, golf course properties, waterfront properties - Natalie Terry, REALTOR® Natalie Terry REALTOR(r) for Charlotte Metro, Charlotte Uptown and Matthews, North Carolina real estate, condos, townhomes, golf course properties, waterfront properties - NUMBER1EXPERT™ Natalie Terry NUMBER1EXPERT(tm) for Charlotte Metro, Charlotte Uptown and Matthews, North Carolina real estate, condos, townhomes, golf course properties, waterfront properties
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Natalie Terry, REALTORŪ, real estate agent and broker for Charlotte Metro, Charlotte Uptown and Matthews North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)
Natilie and Tim Terry would like to use their expertise to help you. Call them at: 704.575.5400 - or email them!
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Resources: Charlotte Metro, Charlotte Uptown and Matthews North Carolina home buying, real estate listings, and homes for sale in Mecklenburg County, NC
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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What four states in the Southwest are noted for having boundaries that touch.
A 
New Mexico, Arizona, Utah and Colorado, referred to as the "Four Corners", have adjoining boundaries.
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Natalie Terry, REALTORŪ, real estate agent and broker for Charlotte Metro, Charlotte Uptown and Matthews North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

Natalie Terry
Keller Williams Realty
3430 Toringdon Way, Suite 101
Charlotte, NC 28277
Tel: 704-575-5400
Fax: 704-602-0552
Natalie's Terry's Email: natalieterry@NUMBER1EXPERT.com
Tim Terry's Email: timterry@kwcharlotte.com

Real estate has been my passion for the last nine years and I wouldn't change a thing. After all, coming into Real Estate is how I met my husband Tim. We've been married for two years and when we're not selling homes and teaching new agents, we enjoy traveling, spending time at our beach condo, cookouts with our family and friends and Bobcats Basketball.

My family moved from Paris, France to Charlotte when I was 10 years old. I consider myself a Charlotte native, having grown up here and gone to the College of Nursing at UNCC. I was an RN in a busy ICU and ER for 5 years and enjoyed 10 years in the Army Reserves and Army Nurse Corps. I'm proud to have served our country in Desert Storm.

In order to better serve all of my buyer and seller clients, I have furthered my education in real estate by earning the highly coveted Certified Residential Specialist (CRS) designation, awarded to less than 5% of all RealtorsŪ nationwide.

Equal Housing MLS REALTOR


Keller Williams Realty real estate and homes for sale in Charlotte Metro, Charlotte Uptown and Matthews North Carolina

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