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Colleagues with expertise and a desire to help!
I've worked with Simon Brais at New World Mortgage, Inc. a number of times. No one is more dedicated and willing to help. If you need help with a home mortgage, call Simon. I'm not the only one who thinks so: "I wanted to drop you a line to tell you how pleased I am with your company and your loan officer Simon Brais. Simon has helped me get financing in the past and recently helped me refinance my current mortgage.
Simon’s knowledge and caring attitude has made me very confident in New World Mortgage. Simon kept in touch with me and took the time to explain all options that were available to me in terms I could understand.
I have and will continue to recommend New World Mortgage to my friends and family. "
— Paul York "We would like to thank Simon Brais and New World Mortgage for the outstanding job helping us to refinance our home. Simon was very knowledgeable in offering several different programs for us to choose from. He was very kind, courteous and honest, making us feel comfortable throughout the whole process."
— Dr. G. Cantuaria "We feel that Simon went above and beyond. He answered all of our questions and concerns promptly. He was consistent and persistent until he was certain we fully understood his answers to our questions. He was honest and gave us great advice on future re-financing options. He was the best part of our home buying experience! Thank you!"
- Mark and Pamela Beckner Simon Brais
Loan Originator New World Mortgage, Inc.
1930 Camden Road, Suite 2010
Charlotte, NC 28203 704-549-4600 ext. 1052 office
704-927-4550 fax
704-965-6653 mobile
simonbrais@mortgagemaps.com
Financing Your Home >Convertible ARMs
Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.
Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.
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| Q |
What is the world's longest wall?
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| A |
The Great Wall of China, at a length of 2,150 miles, nearly three times the length of Britain. |
 See More Real Estate Trivia > |
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- NUMBER1EXPERT™ 
